Household Finance

The department Household Finance conducts research on the financial decisions of private households and the interplay between the supply of and the demand for financial services. The research projects in this area are united by the overarching goal of developing solutions that lead to better financial decisions by households. In addition to the microeconomic perspective, the department also follows a macroeconomic perspective, for example concerning the design of pension systems as a determinant of both the depth and width of capital markets and long-term wealth formation in the household sector of an economy.

Publications

Author/s Title Area Type Published
Raimond Maurer Den Ruhestand optimal finanzieren
Press Article, 2014 		Household Finance Policy Paper 2014
Michael Haliassos The Fiscal Crisis as a Crisis in Trust
Policy Letter No. 25 		Household Finance Policy Paper 2014
Andreas Hubener, Raimond Maurer, Olivia S. Mitchell Family Status, Social Security Claiming Options, and Life Cycle Portfolios
Policy Letter No. 26 		Household Finance Policy Paper 2014
Silvia Bressan, Noemi Pace, Loriana Pelizzon Health Status and Portfolio Choice: Is Their Relationship Economically Relevant?
International Review of Financial Analysis 		Household Finance, Systemic Risk Lab Published Paper 2014
Christoph Hambel, Holger Kraft, Lorenz Schendel, Mogens Steffensen Life Insurance Demand under Health Shock Risk
SAFE Working Paper No. 40 		Household Finance SAFE Working Paper 2014
Lorenz Schendel Consumption-Investment Problems with Stochastic Mortality Risk
SAFE Working Paper No. 43 		Household Finance SAFE Working Paper 2014
Lorenz Schendel Critical Illness Insurance in Life Cycle Portfolio Problems
SAFE Working Paper No. 44 		Household Finance SAFE Working Paper 2014
Michael Kosfeld, Ulrich Schüwer Add-On Pricing in Retail Financial Markets and the Fallacies of Consumer Education
SAFE Working Paper No. 47 		Household Finance SAFE Working Paper 2014
Holger Kraft, Claus Munk, Frank Thomas Seifried, Mogens Steffensen Consumption and Wage Humps in a Life-Cycle Model with Education
SAFE Working Paper No. 53 		Household Finance SAFE Working Paper 2014
Dimitris Georgarakos, Michael Haliassos, Giacomo Pasini Household Debt and Social Interactions
Review of Financial Studies 		Household Finance Published Paper 2014

Current Research Team

Researcher Position
Bäckman, Claes Postdoctoral Researcher
Balakina, Olga Postdoctoral Researcher
Chen, Jasmine Research Assistant
Duraj, Kamila Research Assistant
Eyting, Markus Postdoctoral Researcher
Famulok, Jakob Research Assistant
Gill, Andrej SAFE Fellow
Hackethal, Andreas Bridge Professor
Hett, Florian SAFE Fellow
Huang, Zhuowei Postdoctoral Researcher
Jürß, Anika Research Assistant
Laudenbach, Christine Professor
Maurer, Raimond SAFE Fellow
Mitchell, Olivia S. SAFE Fellow
Schirmer, Philipp Research Assistant
Wies, Simone SAFE Fellow
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