Household Finance

Die Abteilung Household Finance erforscht die Finanzentscheidungen privater Haushalte sowie das Zusammenspiel von Angebot von und Nachfrage nach Finanzdienstleistungen für Privatkunden. Die Forschungsvorhaben in diesem Bereich vereint das übergeordnete Ziel, Lösungen zu erarbeiten, die zu besseren Finanzentscheidungen von Haushalten führen. Die Abteilung hat neben der mikro- auch eine makroökonomische Perspektive, etwa hinsichtlich der Ausgestaltung von Pensionssystemen als Determinante sowohl der Tiefe und Breite von Kapitalmärkten als auch der langfristigen Vermögensbildung im Haushaltssektor einer Volkswirtschaft.


Publikationen

Forscher/innen Titel Bereich Typ Publiziert
Claes Bäckman, Patrick Moran, Peter van Santen Mortgage Design, Repayment Schedules, and Household Borrowing
Review of Financial Studies
Household Finance Published Paper 2026
Claes Bäckman One Advisor for the Whole World? Cross-Country Evidence on Financial Advice from Large Language Models
SAFE Working Paper No. 490
Household Finance SAFE Working Paper 2026
Christine Laudenbach, Annika Weber, Rüdiger Weber, Johannes Wohlfart Beliefs About the Stock Market and Investment Choices: Evidence from a Field Experiment
Review of Financial Studies
Household Finance Published Paper 2026
Peter Andre, Teodora Boneva, Felix Chopra, Armin Falk Homo cooperans: Understanding the nature of human cooperation
Science
Household Finance Published Paper 2026
Rainer Niemann, Anna Rohlfing-Bastian Carbon Taxes and ESG Compensation
SAFE Working Paper No. 485
Household Finance SAFE Working Paper 2026
Olga Balakina, Claes Bäckman, Andreas Hackethal, Tobin Hanspal, Dominique Lammer Personal Financial Advice and Portfolio Quality
Review of Finance
Household Finance Published Paper 2026
Vanya Horneff, Raimond Maurer, Olivia S. Mitchell Defaulting 401(k) Assets into Payout Annuities For “Pretty Good” Lifetime Incomes
SAFE Working Paper No. 484
Household Finance SAFE Working Paper 2026
Peter Andre, Paul Heidhues, Botond Köszegi, Takeshi Murooka Procrastination and Competition Failure
SAFE Working Paper No. 477
Household Finance SAFE Working Paper 2026
Christine Laudenbach, Ulrike M. Malmendier, Alexandra Niessen-Ruenzi The Long-Lasting Effects of Living under Communism on Attitudes towards Financial Markets
The Journal of Finance
Household Finance Published Paper 2026
Peter Andre, Felix Chopra, Luca Michels, Johannes Wohlfart Do People Have Economic Expectations?
SAFE Working Paper No. 475
Household Finance, Experiment Center SAFE Working Paper 2026

Aktuelles Forschungsteam

Forscher Position
Bäckman, Claes Postdoctoral Researcher
Balakina, Olga Postdoctoral Researcher
Chen, Jasmine Doctoral Student
Duraj, Kamila Doctoral Student
Eyting, Markus Postdoctoral Researcher
Famulok, Jakob Doctoral Student
Gill, Andrej SAFE Fellow
Hackethal, Andreas Professor
Hett, Florian SAFE Fellow
Jürß, Anika Doctoral Student
Laudenbach, Christine Professor
Liebich, Lena Doctoral Student
Maurer, Raimond SAFE Fellow
Mitchell, Olivia S. SAFE Fellow
Wies, Simone SAFE Fellow