Household Finance

Die Abteilung Household Finance erforscht die Finanzentscheidungen privater Haushalte sowie das Zusammenspiel von Angebot von und Nachfrage nach Finanzdienstleistungen für Privatkunden. Die Forschungsvorhaben in diesem Bereich vereint das übergeordnete Ziel, Lösungen zu erarbeiten, die zu besseren Finanzentscheidungen von Haushalten führen. Die Abteilung hat neben der mikro- auch eine makroökonomische Perspektive, etwa hinsichtlich der Ausgestaltung von Pensionssystemen als Determinante sowohl der Tiefe und Breite von Kapitalmärkten als auch der langfristigen Vermögensbildung im Haushaltssektor einer Volkswirtschaft.

Publikationen

Forscher/innen	Titel	Bereich	Typ	Publiziert
Kamila Duraj, Christine Laudenbach, Vincent R. Lindner	Hessenmonitor Finanzkompetenz: Was wissen junge Erwachsene in Hessen über Geld und Finanzen? Abschlussbericht SAFE White Paper No. 110	Household Finance	Policy Paper	2025
Christine Laudenbach, Annika Weber, Rüdiger Weber, Johannes Wohlfart	Beliefs About the Stock Market and Investment Choices: Evidence from a Field Experiment forthcoming in The Review of Financial Studies	Household Finance	Published Paper	2025
Christine Laudenbach, Stephan Siegel	Personal Communication in an Automated World: Evidence from Loan Repayments forthcoming in The Journal of Finance	Household Finance	Published Paper	2025
Christine Laudenbach	Finanzwissen versus Altersarmut in: Zukunft im Widerspruch: Wie Deutschland sich jetzt neu erfinden muss	Household Finance	Published Paper	2024
Kamila Duraj, Daniela Grunow, Michael Haliassos, Christine Laudenbach, Stephan Siegel	Rethinking the Stock Market Participation Puzzle: A Qualitative Approach SAFE Working Paper No. 441	Household Finance	SAFE Working Paper	2024
Peter Andre, Joel P. Flynn, George Nikolakoudis, Karthik A. Sastry	Quick-Fixing: Near-Rationality in Consumption and Savings Behavior SAFE Working Paper No. 434	Household Finance, Behavioral Finance	SAFE Working Paper	2024
Jakob Famulok, Emily Kormanyos, Daniel Worring	Do Investors Use Sustainable Assets as Carbon Offsets? SAFE Working Paper No. 431	Household Finance	SAFE Working Paper	2024
Christine Laudenbach, Stephan Siegel	Personal Communication in an Automated World: Evidence from Loan Repayments SAFE Working Paper No. 428	Household Finance	SAFE Working Paper	2024
Christine Laudenbach, Ulrike M. Malmendier, Alexandra Niessen-Ruenzi	The Long-Lasting Effects of Living under Communism on Attitudes towards Financial Markets SAFE Working Paper No. 429	Household Finance	SAFE Working Paper	2024
Peter Andre, Ingar Haaland, Christopher Roth, Mirko Wiederholt, Johannes Wohlfart	Narratives about the Macroeconomy SAFE Working Paper No. 426	Household Finance, Experiment Center, Behavioral Finance	SAFE Working Paper	2024

Forschungsprojekte

Household Finance

Stock Market Participation - A New Approach

Kamila Duraj, Daniela Grunow, Michael Haliassos, Christine Laudenbach, Stephan Siegel

Household Finance

Human-AI Stacking (HAIS)/Novel modes of Human-AI collaboration

Kevin Bauer, Lena Liebich, Moritz von Zahn

Human-AI Collaboration, Human-AI Complementarities, Non-Monetary Incentives to Work, Meta-Learners

Household Finance, Experiment Center

Drivers of EV Adoption: The Role of Information Frictions

Aoife Fitzpatrick

Household Finance, Experiment Center

Which Mechanisms Drive the Effects of Social Norms on Sustainable Investments?

Lea Voigt

Household Finance, Experiment Center

The Effect of Experienced Discrimination on Groupiness, Particularly Ingroup Favoritism

Marius Dietsch

Household Finance, Experiment Center

Overconfidence and the Gender Application Gap

Vincent Selz

Household Finance, Experiment Center

Leading by Example or Crowding out? The Effect of Governmental Leadership on Individuals’ Willingness to Act Against Climate Change: Follow Up

Jakob Famulok, Michael Kosfeld, Christine Laudenbach

Household Finance, Experiment Center

MIFID II Regulation and Scope for Motivated Sustainability Investments

Fabian Braun, Andrej Gill, Florian Hett

Household Finance, Experiment Center

Separating the Effects of Beliefs and Attitudes on Pricing under Ambiguity

Wenhui Li, Peter Ockenfels, Christian Wilde

Household Finance

Financial Advice and Guidance in Pension Finance

Tabea Bucher-Koenen, Andreas Hackethal, Johannes Kasinger, Christine Laudenbach

Household Finance, Experiment Center

Cooperation of Asymmetric Players

Matthias Blonski, Steffen Eibelshäuser, Hendrik Hegemann

Household Finance, Experiment Center

Moral Licensing through ESG Investments: Causal Evidence on Individuals' Preferences and Actions

Jakob Famulok, Emily Kormanyos, Daniel Worret, Daniel Worring

Household Finance

Household Cash Management

Fabian Braun, Andrej Gill, Andreas Hackethal, Florian Hett, Michael Kosfeld

Short-term and long-term consumption response to systematic income shocks, liquid hand-to-mouth, behavioral measurement, time preferences, bounded rationality, robust heterogeneity, structural behavioral, experiential learning, goal setting, financial li

Household Finance, Experiment Center

Leading by Example – The Causal Effect of Credible Action by Local Government on Citizens’ Motivation and Beliefs about Others to Flight Climate Change

Jakob Famulok, Michael Kosfeld, Christine Laudenbach

Law and Finance, Household Finance, Experiment Center

Decentralized Feature Selection: Analysis of User Involvement in the Feature Selection Process of Machine Learning-based Systems

Kevin Bauer, Victor Klockmann, Jan Zacharias, Alicia von Schenk

Household Finance, Experiment Center

Household Finance

Aktuelles Forschungsteam

Suche:

Forscher	Position
Balakina, Olga	Postdoctoral Researcher
Chen, Jasmine	Doctoral Student
Duraj, Kamila	Doctoral Student
Eyting, Markus	Postdoctoral Researcher
Famulok, Jakob	Doctoral Student
Gill, Andrej	SAFE Fellow
Hackethal, Andreas	Professor
Hett, Florian	SAFE Fellow
Hinz, Oliver	Professor
Laudenbach, Christine	Professor
Liebich, Lena	Doctoral Student
Maurer, Raimond	SAFE Fellow
Meyer, Steffen	SAFE Fellow
Mitchell, Olivia S.	SAFE Fellow
Putz, Bianca	Postdoctoral Researcher
Wies, Simone	SAFE Fellow

In this Section:

Household Finance

Publikationen

Forschungsprojekte

Stock Market Participation - A New Approach

Human-AI Stacking (HAIS)/Novel modes of Human-AI collaboration

Drivers of EV Adoption: The Role of Information Frictions

Which Mechanisms Drive the Effects of Social Norms on Sustainable Investments?

The Effect of Experienced Discrimination on Groupiness, Particularly Ingroup Favoritism

Overconfidence and the Gender Application Gap

Leading by Example or Crowding out? The Effect of Governmental Leadership on Individuals’ Willingness to Act Against Climate Change: Follow Up

MIFID II Regulation and Scope for Motivated Sustainability Investments

Separating the Effects of Beliefs and Attitudes on Pricing under Ambiguity

Financial Advice and Guidance in Pension Finance

Cooperation of Asymmetric Players

Moral Licensing through ESG Investments: Causal Evidence on Individuals' Preferences and Actions

Household Cash Management

Leading by Example – The Causal Effect of Credible Action by Local Government on Citizens’ Motivation and Beliefs about Others to Flight Climate Change

Decentralized Feature Selection: Analysis of User Involvement in the Feature Selection Process of Machine Learning-based Systems

The Mechanisms behind the Effect of Echo Chambers on Biased Beliefs

Identity as an Excuse: Opportunistic Identity Management in Labor Markets

Discrimination - Bank of Workers

Heterogeneity in Investor Preferences for Sustainable/Green Finance

Strategic Self-Deception in Repeated Interaction

The Impact of Monetary Conditions on Bank Lending Households

The Effect of Echo Chambers on Biased Beliefs

Communication Toolbox for Engaging and Aiding Women in Pension Planning (PENGAGE)

The Gender Wealth Gap: Participation in Financial Markets (GAP)

The Impact of Unintended Discrimination in Financial Advice on Wealth Accumulation

Transition Labels in Climate Finance: Perception and Use by Private Investors (ClimLabels)

Lifelong Learning and Innovative Financial Education for All (INNOFIB)

Aktuelles Forschungsteam

Abteilungsleiterin

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