Pension Finance Lab

In 2022 and 2023, Goethe University Frankfurt develops a trustee platform for the financial data of individual private households with third-party funding. The trustee platform will allow households to plan their pensions more reliably and to compare them with the benchmarks of other users, provided that their own data is donated to research in a pseudonymized form via the platform. The donated data in combination with surveys will enable sophisticated field experiments in the area of retirement planning.

SAFE is an associate partner of Goethe University in building this trustee platform. Within SAFE, the Pension Finance Lab will create the technical and organizational conditions for SAFE researchers to access the pseudonymized data and – equipped with appropriate incentives to attract participants – to conduct field experiments.


Looking into your own financial future: Digital Pension Transparency
In this episode of Digitalgespräch, the podcast of the Centre Responsible Digitality (ZEVEDI), SAFE Senior Researcher Andreas Hackethal explains why it is so difficult for many people to get a good idea of their own financial future and how an app can help to close such knowledge gaps. 

Identifying pension gaps in time even with low financial literacy
A joint study by SAFE and ZEW Mannheim shows the positive effects of having a digital pension overview that takes all three pillars of old-age provision into account