Household Finance

The department Household Finance conducts research on the financial decisions of private households and the interplay between the supply of and the demand for financial services. The research projects in this area are united by the overarching goal of developing solutions that lead to better financial decisions by households. In addition to the microeconomic perspective, the department also follows a macroeconomic perspective, for example concerning the design of pension systems as a determinant of both the depth and width of capital markets and long-term wealth formation in the household sector of an economy.

Publications

Author/s Title Area Type Published
Jens Gal, Helmut Gründl The Recalibration of the European System of Financial Supervision in Regard of the Insurance Sector: From Dreary to Dreamy or Vice Versa?
Policy Letter No. 60 		Financial Intermediation, Household Finance Policy Paper 2017
Holger Kraft, Claus Munk, Frank Thomas Seifried, Sebastian Wagner Consumption Habits and Humps
Economic Theory 		Household Finance Published Paper 2017
Giuliano Curatola, Ilya Dergunov International Capital Markets with Time-Varying Preferences
SAFE Working Paper No. 176 		Household Finance, Financial Markets SAFE Working Paper 2017
Raimond Maurer, Olivia S. Mitchell Incentivizing Older People to Delay Social Security Claiming
Policy Letter No. 57 		Household Finance Policy Paper 2017
Vanya Horneff, Raimond Maurer, Olivia S. Mitchell How Persistent Low Expected Returns Alter Optimal Life Cycle Saving, Investment, and Retirement Behavior
SAFE Working Paper No. 190 		Household Finance SAFE Working Paper 2017
Michael Kosfeld, Ulrich Schüwer Add-On Pricing in Retail Financial Markets and the Fallacies of Consumer Education
Review of Finance 		Household Finance Published Paper 2017
Max Groneck, Alexander Ludwig, Alexander Zimper Who Saves More, the Naive or the Sophisticated Agent?
SAFE Working Paper No. 169 		Household Finance, Macro Finance SAFE Working Paper 2017
Axel Börsch-Supan, Alexander Ludwig, Edgar Vogel Aging and Pension Reform: Extending the Retirement Age and Human Capital Formation
Journal of Pension Economics & Finance 		Household Finance, Macro Finance Published Paper 2017
Raimond Maurer, Olivia S. Mitchell, Ralph Rogalla, Tatjana Schimetschek Optimal Social Security Claiming Behavior under Lump Sum Incentives: Theory and Evidence
SAFE Working Paper No. 164 		Household Finance SAFE Working Paper 2017
Sophie Ahlswede, Steffen Meyer, Linda Urban Does feedback on personal investment success help?
SAFE Working Paper No. 157 		Household Finance SAFE Working Paper 2016

Current Research Team

Researcher Position
Bäckman, Claes Postdoctoral Researcher
Balakina, Olga Postdoctoral Researcher
Chen, Jasmine Research Assistant
Duraj, Kamila Research Assistant
Eyting, Markus Postdoctoral Researcher
Famulok, Jakob Research Assistant
Gill, Andrej SAFE Fellow
Hackethal, Andreas Bridge Professor
Hett, Florian SAFE Fellow
Huang, Zhuowei Postdoctoral Researcher
Jürß, Anika Research Assistant
Laudenbach, Christine Professor
Maurer, Raimond SAFE Fellow
Mitchell, Olivia S. SAFE Fellow
Schirmer, Philipp Research Assistant
Wies, Simone SAFE Fellow
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