Household Finance

The department Household Finance conducts research on the financial decisions of private households and the interplay between the supply of and the demand for financial services. The research projects in this area are united by the overarching goal of developing solutions that lead to better financial decisions by households. In addition to the microeconomic perspective, the department also follows a macroeconomic perspective, for example concerning the design of pension systems as a determinant of both the depth and width of capital markets and long-term wealth formation in the household sector of an economy.

Publications

Author/s Title Area Type Published
Yuri Pettinicchi, Nathanael Vellekoop Job Loss Expectations, Durable Consumption and Household Finances: Evidence from Linked Survey Data
SAFE Working Paper No. 249 		Household Finance SAFE Working Paper 2019
Holger Kraft, Farina Weiss Consumption-Portfolio Choice with Preferences for Cash
Journal of Economic Dynamics and Control 		Household Finance Published Paper 2019
Irina Gemmo, Helmut Gründl, Martin Götz Life Insurance and Demographic Change: An Empirical Analysis of Surrender Decisions Based on Panel Data
SAFE Working Paper No. 240 		Household Finance SAFE Working Paper 2019
Raimond Maurer, Olivia S. Mitchell, Ralph Rogalla, Tatjana Schimetschek Will They Take the Money and Work? An Empirical Analysis of People’s Willingness to Delay Claiming Social Security Benefits for a Lump Sum
Journal of Risk and Insurance 		Household Finance Published Paper 2018
Nathanael Vellekoop Explaining Intra-Monthly Consumption Patterns: The Timing of Income or the Timing of Consumption Commitments?
SAFE Working Paper No. 237 		Household Finance SAFE Working Paper 2018
Tabea Bucher-Koenen, Andreas Hackethal, Johannes Kasinger, Christine Laudenbach Wie viel Rente wirst du bekommen? – Pilotstudie zur Einführung einer Renteninformationsplattform in Deutschland
White Paper No. 57 		Household Finance Policy Paper 2018
Vanya Horneff, Raimond Maurer, Olivia S. Mitchell How Persistent Low Expected Returns Alter Optimal Life Cycle Saving, Investment, and Retirement Behavior
in O. S. Mitchell, R. Clark, and R. Maurer (eds.), How Persistent Low Returns Will Shape Saving and Retirement (University Press Scholarship Online) 		Household Finance Published Paper 2018
Holger Kraft, Claus Munk, Sebastian Wagner Housing Habits and Their Implications for Life-Cycle Consumption and Investment
Review of Finance 		Household Finance Published Paper 2018
Maddalena Davoli, Jia Hou Financial Literacy and Socialist Education: Lessons from the German Reunification
SAFE Working Paper No. 217 		Household Finance SAFE Working Paper 2018
Andrej Gill, Florian Hett, Johannes Tischer Measuring Time Inconsistency Using Financial Transaction Data
White Paper No. 55 		Household Finance Policy Paper 2018

Current Research Team

Researcher Position
Bäckman, Claes Postdoctoral Researcher
Balakina, Olga Postdoctoral Researcher
Chen, Jasmine Research Assistant
Duraj, Kamila Research Assistant
Eyting, Markus Postdoctoral Researcher
Famulok, Jakob Research Assistant
Gill, Andrej SAFE Fellow
Hackethal, Andreas Bridge Professor
Hett, Florian SAFE Fellow
Huang, Zhuowei Postdoctoral Researcher
Jürß, Anika Research Assistant
Laudenbach, Christine Professor
Maurer, Raimond SAFE Fellow
Mitchell, Olivia S. SAFE Fellow
Schirmer, Philipp Research Assistant
Wies, Simone SAFE Fellow
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