Household Finance

The department Household Finance conducts research on the financial decisions of private households and the interplay between the supply of and the demand for financial services. The research projects in this area are united by the overarching goal of developing solutions that lead to better financial decisions by households. In addition to the microeconomic perspective, the department also follows a macroeconomic perspective, for example concerning the design of pension systems as a determinant of both the depth and width of capital markets and long-term wealth formation in the household sector of an economy.


Publications

Author/s Title Area Type Published
Abigail Hurwitz, Olivia S. Mitchell, Orly Sade Testing Methods to Enhance Longevity Awareness
SAFE Working Paper No. 375
Household Finance SAFE Working Paper 2022
Andreas Hackethal, Tobin Hanspal, Emily Kormanyos Do Gamblers Invest in Lottery Stocks?
SAFE Working Paper No. 373
Household Finance SAFE Working Paper 2022
Di Bu, Tobin Hanspal, Yin Liao, Yong Liu Cultivating Self-Control in FinTech: Evidence from a Field Experiment on Online Consumer Borrowing
Journal of Financial and Quantitative Analysis
Household Finance Published Paper 2022
Tabea Bucher-Koenen, Andreas Hackethal, Johannes Kasinger, Christine Laudenbach Disparities in Financial Literacy, Pension Planning, and Saving Behavior
SAFE Working Paper No. 362
Household Finance, Macro Finance SAFE Working Paper 2022
Konstantin Bräuer, Andreas Hackethal, Tobin Hanspal Consuming Dividends
Review of Financial Studies
Household Finance Published Paper 2022
Markus Eyting Why Do We Discriminate? Directional Beliefs and Biased Information Processing
SAFE Working Paper No. 356
Household Finance, Experiment Center SAFE Working Paper 2022
Raimond Maurer, Hans-Peter Schwintowski Die Generationenrente ab Geburt: Vorschlag für eine Altersarmut vermeidende ergänzende kapitalgedeckte Alterssicherung
White Paper No. 90
Household Finance Policy Paper 2022
Gyozo Gyöngyösi, Emil Verner Financial Crisis, Creditor-Debtor Conflict, and Populism
The Journal of Finance
Household Finance Published Paper 2022
Dimitrios Kostopoulos, Steffen Meyer, Charline Uhr Ambiguity About Volatility and Investor Behavior
Journal of Financial Economics
Household Finance Published Paper 2022
Andreas Hackethal, Tobin Hanspal, Dominique Lammer, Kevin Rink The Characteristics and Portfolio Behavior of Bitcoin Investors: Evidence from Indirect Cryptocurrency Investments
Review of Finance
Household Finance Published Paper 2022

Current Research Team

Researcher Position
Bäckman, Claes Postdoctoral Researcher
Balakina, Olga Postdoctoral Researcher
Chen, Jasmine Research Assistant
Duraj, Kamila Research Assistant
Eyting, Markus Postdoctoral Researcher
Famulok, Jakob Research Assistant
Gill, Andrej SAFE Fellow
Hackethal, Andreas Bridge Professor
Hett, Florian SAFE Fellow
Huang, Zhuowei Postdoctoral Researcher
Jürß, Anika Research Assistant
Laudenbach, Christine Professor
Maurer, Raimond SAFE Fellow
Mitchell, Olivia S. SAFE Fellow
Schirmer, Philipp Research Assistant
Wies, Simone SAFE Fellow