Household Finance

The department Household Finance conducts research on the financial decisions of private households and the interplay between the supply of and the demand for financial services. The research projects in this area are united by the overarching goal of developing solutions that lead to better financial decisions by households. In addition to the microeconomic perspective, the department also follows a macroeconomic perspective, for example concerning the design of pension systems as a determinant of both the depth and width of capital markets and long-term wealth formation in the household sector of an economy.


Publications

Author/s Title Area Type Published
Gyozo Gyöngyösi, Judit Rariga, Emil Verner The Anatomy of Consumption in a Household Foreign Currency Debt Crisis
SAFE Working Paper No. 332
Household Finance SAFE Working Paper 2021
Christine Laudenbach, Benjamin Loos, Jenny Pirschel, Johannes Wohlfart The Trading Response of Individual Investors to Local Bankruptcies
Journal of Financial Economics
Household Finance Published Paper 2021
Wataru Kureishi, Hannah Paule-Paludkiewicz, Hitoshi Tsujiyama, Midori Wakabayashi Time Preferences over the Life Cycle and Household Saving Puzzles
Journal of Monetary Economics
Household Finance Published Paper 2021
Andreas Hackethal, Steffen Meyer, Charline Uhr Smoking Hot Portfolios? Overtrading from Self-Control Failure
Journal of Empirical Finance
Household Finance Published Paper 2021
Barbara Kaschützke, Raimond Maurer Staatliche Sicherung und Eigenvorsorge in der Sozialen Marktwirtschaft der Bundesrepublik Deutschland
Policy Letter No. 90
Household Finance Policy Paper 2021
Raimond Maurer, Olivia S. Mitchell, Ralph Rogalla, Tatjana Schimetschek Optimal Social Security Claiming Behavior under Lump Sum Incentives: Theory and Evidence
Journal of Risk and Insurance
Household Finance Published Paper 2021
Andreas Hackethal, Ankit Kalda, Benjamin Loos, Alessandro Previtero Smart (Phone) Investing? A Within Investor-Time Analysis of New Technologies and Trading Behavior
SAFE Working Paper No. 303
Household Finance SAFE Working Paper 2021
Tabea Bucher-Koenen, Andreas Hackethal, Johannes Koenen, Christine Laudenbach Gender Differences in Financial Advice
SAFE Working Paper No. 309
Household Finance SAFE Working Paper 2021
Thomas Pauls The Impact of Temporal Framing on the Marginal Propensity to Consume
SAFE Working Paper No. 308
Household Finance SAFE Working Paper 2021
Ester Faia, Andreas Fuster, Vincenzo Pezone, Basit Zafar Biases in Information Selection and Processing: Survey Evidence from the Pandemic
SAFE Working Paper No. 307
Financial Intermediation, Household Finance SAFE Working Paper 2021

Current Research Team

Researcher Position
Bäckman, Claes Postdoctoral Researcher
Balakina, Olga Postdoctoral Researcher
Chen, Jasmine Research Assistant
Duraj, Kamila Research Assistant
Eyting, Markus Postdoctoral Researcher
Famulok, Jakob Research Assistant
Gill, Andrej SAFE Fellow
Hackethal, Andreas Bridge Professor
Hett, Florian SAFE Fellow
Huang, Zhuowei Postdoctoral Researcher
Jürß, Anika Research Assistant
Laudenbach, Christine Professor
Maurer, Raimond SAFE Fellow
Mitchell, Olivia S. SAFE Fellow
Schirmer, Philipp Research Assistant
Wies, Simone SAFE Fellow