Household Finance

The department Household Finance conducts research on the financial decisions of private households and the interplay between the supply of and the demand for financial services. The research projects in this area are united by the overarching goal of developing solutions that lead to better financial decisions by households. In addition to the microeconomic perspective, the department also follows a macroeconomic perspective, for example concerning the design of pension systems as a determinant of both the depth and width of capital markets and long-term wealth formation in the household sector of an economy.

Publications

Author/s Title Area Type Published
Vanya Horneff, Raimond Maurer, Olivia S. Mitchell Putting the Pension Back in 401(k) Plans: Optimal versus Default Longevity Income Annuities
Journal of Banking & Finance 		Household Finance Published Paper 2020
Andreas Hackethal, Tobin Hanspal, Dominique Lammer, Kevin Rink The Characteristics and Portfolio Behavior of Bitcoin Investors: Evidence from Indirect Cryptocurrency Investments
SAFE Working Paper No. 277 		Household Finance SAFE Working Paper 2020
Konstantin Bräuer, Andreas Hackethal, Tobin Hanspal Consuming Dividends
SAFE Working Paper No. 280 		Household Finance SAFE Working Paper 2020
Tobin Hanspal, Annika Weber, Johannes Wohlfart Exposure to the COVID-19 Stock Market Crash and its Effect on Household Expectations
SAFE Working Paper No. 279 		Household Finance SAFE Working Paper 2020
Heiko Jacobs, Christine Laudenbach, Sebastian Müller, Philipp Schreiber, Martin Weber Die genial einfache Vermögensstrategie - so gelingt die finanzielle Unabhängigkeit
Campus Verlag 		Household Finance Published Paper 2020
Wataru Kureishi, Hannah Paule-Paludkiewicz, Hitoshi Tsujiyama, Midori Wakabayashi Time Preferences over the Life Cycle
SAFE Working Paper No. 267 		Household Finance SAFE Working Paper 2020
Christine Laudenbach, Benjamin Loos, Jenny Pirschel, Johannes Wohlfart The Trading Response of Individual Investors to Local Bankruptcies
SAFE Working Paper No. 272 		Household Finance SAFE Working Paper 2020
Di Bu, Tobin Hanspal, Yin Liao, Yong Liu Cultivating Self-Control in FinTech: Evidence from a Field Experiment on Online Consumer Borrowing
SAFE Working Paper No. 273 		Household Finance SAFE Working Paper 2020
Di Bu, Tobin Hanspal, Yin Liao, Yong Liu Risk Taking, Preferences, and Beliefs: Evidence from Wuhan
SAFE Working Paper No. 301 		Household Finance SAFE Working Paper 2020
Claes Bäckman, Chandler Lutz The Impact of Interest-Only Loans on Affordability
Regional Science and Urban Economics 		Household Finance Published Paper 2020

Current Research Team

Researcher Position
Bäckman, Claes Postdoctoral Researcher
Balakina, Olga Postdoctoral Researcher
Chen, Jasmine Research Assistant
Duraj, Kamila Research Assistant
Eyting, Markus Postdoctoral Researcher
Famulok, Jakob Research Assistant
Gill, Andrej SAFE Fellow
Hackethal, Andreas Bridge Professor
Hett, Florian SAFE Fellow
Huang, Zhuowei Postdoctoral Researcher
Jürß, Anika Research Assistant
Laudenbach, Christine Professor
Maurer, Raimond SAFE Fellow
Mitchell, Olivia S. SAFE Fellow
Schirmer, Philipp Research Assistant
Wies, Simone SAFE Fellow
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