SAFE Finance Blog

Katja Langenbucher: The use of artificial intelligence in credit scoring brings new opportunities but also risks. The European proposal for an AI Act shows a troubling lack of standardized rules for credit scoring agencies across the EU

Tom Huertas: The introduction of the digital euro would de facto bring about banking union. But this would be on the books of the ECB. If banks are to participate in banking union, there must be a Single Euro Deposit Guarantee Scheme

Recommendations on green finance in asset management, new rules for crowdfunding service providers and bank resolution and technical standards for a European Capital Markets Union

Katja Langenbucher: The EU Commission proposes more leeway for bank supervisors. A comparison between regulatory bodies in the U.S. and Germany shows why it is important to discuss the proposal

Demographic developments and low interest rates have consequences for the German pensions system. In order to secure the standard of living in old age, financially viable and feasible measures are needed

European Commission proposes reforms to the Capital Requirements Directive and Capital Requirements Regulation

Proposed reforms to the EU Solvency II regime, new technical standards on disclosure for investment firms, and on securitization notification

Mandatory disclosure obligations can improve the availability and quality of the information which investors need to allocate capital in line with “green” investment strategies

Delegated Regulation establishing rules for retail investment products, revised guidance on the stress tests conducted by national deposit guarantee schemes, and new guidelines on dealing with the breaches of the large exposure limits

If managers give imprecise answers to questions, this is significantly reflected in their company's share prices – the method can also be applied to the rhetoric in the 2021 federal election campaign in Germany

Ignazio Angeloni: The demise of Monte dei Paschi di Siena tolls a bell for EU, not just Italy

Amendments to the European resolution framework and new rules to enhance supervisory disclosure and cooperation for investment firms