SAFE Finance Blog

Proposed reform of the Pan-European Pension Product and an initiative opinion on the proposal for a regulation establishing a framework for Financial Data Access

Harmonized rules on collateral for credit operations in the Eurozone, new rules on sustainability reporting, and a report on creditworthiness assessment practices of non-banks

Many borrowers focus on the initial monthly mortgage payment rather than minimize the life-time costs of the loan, even when they could afford to do otherwise. As a result, new financial products with delayed debt repayment can substantially increase households’ willingness to borrow

Updated technical standards under the Digital Operational Resilience Act and detailed integration of EBA modifications into the Banking Package

Tobias Tröger and Ioannis Asimakopoulos: The proposals to strengthen European bank resolution procedures need further improvements

New anti-money laundering rules in the EU, regulation to make banks more resilient, and new obligations for large companies concerning human rights and environmental protection

Ignazio Angeloni: The monetary debate now seems hijacked by one simple down-to-earth question: when will central banks reduce interest rates, how fast and by how much?

New directive to ensure fair taxation and guidelines to prevent greenwashing

Peter Andre, Philipp Schirmer, and Johannes Wohlfart highlight a common mistake made by retail investors and show how to avoid it

New “daisy chains” directive, rules on crypto-asset service providers, and new guidelines for investment firm groups

We delve into the EU's regulatory changes aimed at boosting transparency in sustainable investments. By examining disparities among ESG rating agencies, we assess how these differences challenge standardization and consensus. Our analysis underscores the critical need for clearer ESG assessments to guide the sustainable investment landscape

Amendments in SEPA regulations, new rules for alternative investment fund managers, and the modernization of the UCITS framework, as well as the upcoming implementation of DORA and MiCA