Finance Brown Bag Seminar joint with the SAFE Visitors Program

When:17 April 2019
, 14:00
 - 15:00
Where:HoF E.20

Speaker: Mamoru Nagano, Seikei University

Title: Bank Business Model and the Branching Strategies

Abstract: This paper investigates the relationship between bank business model choice and the bank risk tolerance. Our conclusion is that a bank business model choice does not solely influence the bank risk by itself, but the choice of branch deployment strategy moderates the relationship between bank business model choice and the performance. Our empirical evidence suggests that a personal loan-oriented business mitigates the bank risk when the bank has wide geographical branch channels across regions. A bank corporate loan-oriented and the non-interest income oriented business conversely increase the bank risk when the branches geographically does not concentrate in the bank home market.

Registration is not necessary!