Household Finance

Die Abteilung Household Finance erforscht die Finanzentscheidungen privater Haushalte sowie das Zusammenspiel von Angebot von und Nachfrage nach Finanzdienstleistungen für Privatkunden. Die Forschungsvorhaben in diesem Bereich vereint das übergeordnete Ziel, Lösungen zu erarbeiten, die zu besseren Finanzentscheidungen von Haushalten führen. Die Abteilung hat neben der mikro- auch eine makroökonomische Perspektive, etwa hinsichtlich der Ausgestaltung von Pensionssystemen als Determinante sowohl der Tiefe und Breite von Kapitalmärkten als auch der langfristigen Vermögensbildung im Haushaltssektor einer Volkswirtschaft.

Publikationen

Forscher/innen Titel Bereich Typ Publiziert
Florian Heider, Roman Inderst A Corporate Finance Perspective on Environmental Policy
SAFE Working Paper No. 345 		Financial Intermediation, Law and Finance, Household Finance SAFE Working Paper 2022
Roman Inderst, Marcus Opp Socially Optimal Sustainability Standards with Non-Consequentialist ("Warm Glow") Investors
SAFE Working Paper No. 346 		Financial Intermediation, Law and Finance, Household Finance SAFE Working Paper 2022
Victor Klockmann, Marie Claire Villeval, Alicia von Schenk Artificial Intelligence, Ethics, and Pivotality
SAFE Working Paper No. 336 		Household Finance, Experiment Center SAFE Working Paper 2022
Victor Klockmann, Marie Claire Villeval, Alicia von Schenk Artificial Intelligence, Ethics, and Intergenerational Responsibility
SAFE Working Paper No. 335 		Household Finance, Experiment Center SAFE Working Paper 2022
Gyozo Gyöngyösi, Judit Rariga, Emil Verner The Anatomy of Consumption in a Household Foreign Currency Debt Crisis
SAFE Working Paper No. 332 		Household Finance SAFE Working Paper 2021
Wataru Kureishi, Hannah Paule-Paludkiewicz, Hitoshi Tsujiyama, Midori Wakabayashi Time Preferences over the Life Cycle and Household Saving Puzzles
Journal of Monetary Economics 		Household Finance Published Paper 2021
Christine Laudenbach, Benjamin Loos, Jenny Pirschel, Johannes Wohlfart The Trading Response of Individual Investors to Local Bankruptcies
Journal of Financial Economics 		Household Finance Published Paper 2021
Andreas Hackethal, Steffen Meyer, Charline Uhr Smoking Hot Portfolios? Overtrading from Self-Control Failure
Journal of Empirical Finance 		Household Finance Published Paper 2021
Barbara Kaschützke, Raimond Maurer Staatliche Sicherung und Eigenvorsorge in der Sozialen Marktwirtschaft der Bundesrepublik Deutschland
Policy Letter No. 90 		Household Finance Policy Paper 2021
Raimond Maurer, Olivia S. Mitchell, Ralph Rogalla, Tatjana Schimetschek Optimal Social Security Claiming Behavior under Lump Sum Incentives: Theory and Evidence
Journal of Risk and Insurance 		Household Finance Published Paper 2021

Forschungsprojekte

Household Finance, Experiment Center

Moral Licensing through ESG Investments: Causal Evidence on Individuals' Preferences and Actions

Jakob Famulok, Emily Kormanyos, Daniel Worret, Daniel Worring
Household Finance, Experiment Center

The Demand Side Effects of Discrimination in Finance

Olga Balakina, Markus Eyting, Judd B. Kessler, Christine Laudenbach, Bianca Putz
Household Finance

Human-AI Stacking (HAIS)/Novel modes of Human-AI collaboration

Kevin Bauer, Lena Liebich, Moritz von Zahn
Human-AI Collaboration, Human-AI Complementarities, Non-Monetary Incentives to Work, Meta-Learners
Household Finance, Experiment Center

Drivers of EV Adoption: The Role of Information Frictions

Aoife Fitzpatrick
Household Finance, Experiment Center

Which Mechanisms Drive the Effects of Social Norms on Sustainable Investments?

Household Finance, Experiment Center

The Effect of Experienced Discrimination on Groupiness, Particularly Ingroup Favoritism

Marius Dietsch
Household Finance, Experiment Center

Overconfidence and the Gender Application Gap

Vincent Selz
Household Finance, Experiment Center

Leading by Example or Crowding out? The Effect of Governmental Leadership on Individuals’ Willingness to Act Against Climate Change: Follow Up

Jakob Famulok, Michael Kosfeld, Christine Laudenbach
Household Finance, Experiment Center

MIFID II Regulation and Scope for Motivated Sustainability Investments

Fabian Braun, Andrej Gill, Florian Hett
Household Finance, Experiment Center

Separating the Effects of Beliefs and Attitudes on Pricing under Ambiguity

Wenhui Li, Peter Ockenfels, Christian Wilde
Household Finance

Financial Advice and Guidance in Pension Finance

Tabea Bucher-Koenen, Andreas Hackethal, Johannes Kasinger, Christine Laudenbach
Household Finance, Experiment Center

Cooperation of Asymmetric Players

Matthias Blonski, Steffen Eibelshäuser, Hendrik Hegemann
Household Finance

Household Cash Management

Fabian Braun, Andrej Gill, Andreas Hackethal, Florian Hett, Michael Kosfeld
Short-term and long-term consumption response to systematic income shocks, liquid hand-to-mouth, behavioral measurement, time preferences, bounded rationality, robust heterogeneity, structural behavioral, experiential learning, goal setting, financial li
Household Finance

Stock Market Participation - A New Approach

Kamila Duraj, Daniela Grunow, Michael Haliassos, Christine Laudenbach, Stephan Siegel
Household Finance, Experiment Center

Leading by Example – The Causal Effect of Credible Action by Local Government on Citizens’ Motivation and Beliefs about Others to Flight Climate Change

Jakob Famulok, Michael Kosfeld, Christine Laudenbach
Law and Finance, Household Finance, Experiment Center

Decentralized Feature Selection: Analysis of User Involvement in the Feature Selection Process of Machine Learning-based Systems

Kevin Bauer, Victor Klockmann, Jan Zacharias, Alicia von Schenk
Household Finance, Experiment Center

The Mechanisms behind the Effect of Echo Chambers on Biased Beliefs

Andreas Grunewald, Victor Klockmann, Alicia von Schenk, Ferdinand von Siemens
Household Finance, Experiment Center

Identity as an Excuse: Opportunistic Identity Management in Labor Markets

Kevin Bauer, Evgeniya Chabanova, Florian Hett
Household Finance, Experiment Center

Discrimination - Bank of Workers

Markus Eyting, Florian Hett
Household Finance, Experiment Center

Heterogeneity in Investor Preferences for Sustainable/Green Finance

Jakob Famulok, Michael Kosfeld, Christine Laudenbach
Household Finance, Experiment Center

Strategic Self-Deception in Repeated Interaction

David Poensgen
Household Finance

The Impact of Monetary Conditions on Bank Lending Households

Gyozo Gyöngyösi, Steven Ongena, Ibolya Schindele
Household Finance, Experiment Center

The Effect of Echo Chambers on Biased Beliefs

Andreas Grunewald, Victor Klockmann, Alicia von Schenk, Ferdinand von Siemens
Communication, Echo Chambers, Biased Beliefs
Household Finance

Communication Toolbox for Engaging and Aiding Women in Pension Planning (PENGAGE)

Andreas Hackethal, Alexander Lang, Florian Nellessen
Household Finance

The Gender Wealth Gap: Participation in Financial Markets (GAP)

Kamila Duraj, Christine Laudenbach, Bianca Putz
Household Finance

The Impact of Unintended Discrimination in Financial Advice on Wealth Accumulation

Markus Eyting, Florian Hett, Christine Laudenbach
Household Finance

Transition Labels in Climate Finance: Perception and Use by Private Investors (ClimLabels)

Olga Balakina, Jakob Famulok, Christine Laudenbach
Household Finance

Lifelong Learning and Innovative Financial Education for All (INNOFIB)

Olga Balakina, Kamila Duraj, Jakob Famulok, Andrej Gill, Florian Hett, Christine Laudenbach, Lena Liebich, Oscar Stolper
Household Finance

Support in the scientifically sound development of workshop materials and the evaluation framework (IWJB)

Kamila Duraj, Christine Laudenbach

Aktuelles Forschungsteam

Forscher Position
Balakina, Olga Postdoctoral Researcher
Chen, Jasmine Doctoral Student
Duraj, Kamila Doctoral Student
Eyting, Markus Postdoctoral Researcher
Famulok, Jakob Doctoral Student
Gill, Andrej SAFE Fellow
Hackethal, Andreas Professor
Hett, Florian SAFE Fellow
Hinz, Oliver Professor
Lang, Alexander Other Researcher
Laudenbach, Christine Professor
Liebich, Lena Doctoral Student
Maurer, Raimond SAFE Fellow
Meyer, Steffen SAFE Fellow
Mitchell, Olivia S. SAFE Fellow
Nellessen, Florian Other Researcher
Putz, Bianca Postdoctoral Researcher
Wies, Simone SAFE Fellow
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