Household Finance

Die Abteilung Household Finance erforscht die Finanzentscheidungen privater Haushalte sowie das Zusammenspiel von Angebot von und Nachfrage nach Finanzdienstleistungen für Privatkunden. Die Forschungsvorhaben in diesem Bereich vereint das übergeordnete Ziel, Lösungen zu erarbeiten, die zu besseren Finanzentscheidungen von Haushalten führen. Die Abteilung hat neben der mikro- auch eine makroökonomische Perspektive, etwa hinsichtlich der Ausgestaltung von Pensionssystemen als Determinante sowohl der Tiefe und Breite von Kapitalmärkten als auch der langfristigen Vermögensbildung im Haushaltssektor einer Volkswirtschaft.


Publikationen

Forscher/innen Titel Bereich Typ Publiziert
Kevin Bauer, Rebecca Heigl, Oliver Hinz, Michael Kosfeld Feedback Loops in Machine Learning: A Study on the Interplay of Continuous Updating and Human Discrimination
Journal of the Association for Information System
Household Finance, Experiment Center Published Paper 2024
Max Grossmann, Andreas Hackethal, Marten Laudi, Thomas Pauls Conform to the Norm. Peer Information and Sustainable Investments
SAFE Working Paper No. 412
Household Finance SAFE Working Paper 2023
Kevin Bauer, Yan Chen, Florian Hett, Michael Kosfeld Group Identity and Belief Formation: A Decomposition of Political Polarization
SAFE Working Paper No. 409
Household Finance, Experiment Center SAFE Working Paper 2023
Andrea Essl, Michael Kosfeld, Markus Kröll, Frauke von Bieberstein Social Preferences and Sales Performance
Journal of Economics & Management Strategy
Household Finance, Experiment Center Published Paper 2023
Julian Detemple, Michael Kosfeld Fairness and Inequality in Institution Formation
SAFE Working Paper No. 402
Household Finance, Experiment Center SAFE Working Paper 2023
Andreas Hackethal, Philip Schnorpfeil, Michael Weber Households’ Response to the Wealth Effects of Inflation
SAFE Working Paper No. 400
Household Finance SAFE Working Paper 2023
Raimond Maurer, Sehrish Usman Dynamics of Life Course Family Transitions in Germany: Exploring Patterns, Process and Relationships
SAFE Working Paper No. 399
Household Finance SAFE Working Paper 2023
Vanya Horneff, Raimond Maurer, Olivia S. Mitchell Do Required Minimum Distribution 401(k) Rules Matter, and for Whom? Insights from a Lifecycle Model
Journal of Banking & Finance
Household Finance Published Paper 2023
Kevin Bauer, Oliver Hinz, Michael Kosfeld, Lena Liebich Can GPT Mimic Human Preferences? An Empirical and Structural Investigation
SAFE Working Paper No. 401
Household Finance, Experiment Center SAFE Working Paper 2023
Giuliano Curatola, Ilya Dergunov International Capital Markets with Interdependent Preferences: Theory and Empirical Evidence
Journal of Economic Behavior & Organization
Household Finance, Financial Markets Published Paper 2023

Forschungsprojekte

Household Finance
Short-term and long-term consumption response to systematic income shocks, liquid hand-to-mouth, behavioral measurement, time preferences, bounded rationality, robust heterogeneity, structural behavioral, experiential learning, goal setting, financial li
Household Finance, Experiment Center
Human-AI Collaboration, Human-AI Complementarities, Non-Monetary Incentives to Work, Meta-Learners

Aktuelles Forschungsteam

Forscher Position
Bäckman, Claes Postdoctoral Researcher
Balakina, Olga Postdoctoral Researcher
Chen, Jasmine Doctoral Student
Duraj, Kamila Doctoral Student
Eyting, Markus Postdoctoral Researcher
Famulok, Jakob Doctoral Student
Gill, Andrej SAFE Fellow
Hackethal, Andreas Professor
Hett, Florian SAFE Fellow
Jürß, Anika Doctoral Student
Laudenbach, Christine Professor
Liebich, Lena Doctoral Student
Maurer, Raimond SAFE Fellow
Meyer, Steffen SAFE Fellow
Mitchell, Olivia S. SAFE Fellow
Wies, Simone SAFE Fellow