Household Finance

Die Abteilung Household Finance erforscht die Finanzentscheidungen privater Haushalte sowie das Zusammenspiel von Angebot von und Nachfrage nach Finanzdienstleistungen für Privatkunden. Die Forschungsvorhaben in diesem Bereich vereint das übergeordnete Ziel, Lösungen zu erarbeiten, die zu besseren Finanzentscheidungen von Haushalten führen. Die Abteilung hat neben der mikro- auch eine makroökonomische Perspektive, etwa hinsichtlich der Ausgestaltung von Pensionssystemen als Determinante sowohl der Tiefe und Breite von Kapitalmärkten als auch der langfristigen Vermögensbildung im Haushaltssektor einer Volkswirtschaft.


Publikationen

Forscher/innen Titel Bereich Typ Publiziert
Peter Andre, Claudia Schaffranka, Michael Weber Upward Bias in Inflation Perceptions: Persistence, Relevance, Implications (prepared at the request of the European Parliament)
White Paper No. 117
Household Finance Policy Paper 2026
Andreas Fuster, Virginia Gianinazzi, Andreas Hackethal, Philip Schnorpfeil, Michael Weber The Response of Debtors to Rate Changes
SAFE Working Paper No. 469
Household Finance SAFE Working Paper 2026
Claes Bäckman, Walter D'Lima, Natalia Khorunzhina Housing Capital Gains across the Income Distribution
SAFE Working Paper No. 467
Household Finance SAFE Working Paper 2026
Olga Balakina, Vimal Balasubramaniam, Aditi Dimri, Renuka Sane Unshrouding Product-Specific Attributes Through Financial Education
Journal of Development Economics
Household Finance Published Paper 2026
Christine Laudenbach, Ulrike M. Malmendier, Alexandra Niessen-Ruenzi The Long-Lasting Effects of Living under Communism on Attitudes towards Financial Markets
forthcoming in The Journal of Finance
Household Finance Published Paper 2026
Konstantin Bräuer, Andreas Hackethal, Tobin Hanspal, Samuel M. Hartzmark Educating Investors about Dividends
forthcoming in The Review of Financial Studies
Household Finance Published Paper 2026
Olga Balakina, Claes Bäckman, Andreas Hackethal, Tobin Hanspal, Dominique Lammer Personal Financial Advice and Portfolio Quality
forthcoming in Review of Finance
Household Finance Published Paper 2026
Peter Andre, Ingar Haaland, Christopher Roth, Mirko Wiederholt, Johannes Wohlfart Narratives about the Macroeconomy
forthcoming in Review of Economic Studies
Household Finance, Behavioral Finance Published Paper 2026
Andreas Hackethal, Christian Leuz, Steffen Meyer, Maximilian Muhn, Eugene Soltes Who Falls Prey to the Wolf of Wall Street? Investor Participation in Market Manipulation
forthcoming in Management Science
Household Finance Published Paper 2026
Kevin Bauer, Oliver Hinz, Ekaterina Jussupow, Lena Liebich, Moritz von Zahn Knowing (Not) to Know: Explainable Artificial Intelligence and Human Metacognition
forthcoming Information Systems Research
Household Finance Published Paper 2026

Forschungsprojekte

Household Finance
Short-term and long-term consumption response to systematic income shocks, liquid hand-to-mouth, behavioral measurement, time preferences, bounded rationality, robust heterogeneity, structural behavioral, experiential learning, goal setting, financial li
Household Finance, Experiment Center
Human-AI Collaboration, Human-AI Complementarities, Non-Monetary Incentives to Work, Meta-Learners

Aktuelles Forschungsteam

Forscher Position
Bäckman, Claes Postdoctoral Researcher
Balakina, Olga Postdoctoral Researcher
Chen, Jasmine Doctoral Student
Duraj, Kamila Doctoral Student
Eyting, Markus Postdoctoral Researcher
Famulok, Jakob Doctoral Student
Gill, Andrej SAFE Fellow
Hackethal, Andreas Professor
Hett, Florian SAFE Fellow
Jürß, Anika Doctoral Student
Laudenbach, Christine Professor
Liebich, Lena Doctoral Student
Maurer, Raimond SAFE Fellow
Meyer, Steffen SAFE Fellow
Mitchell, Olivia S. SAFE Fellow
Wies, Simone SAFE Fellow